Risk-target portfolios

Building investment portfolios can be time consuming and difficult. Developed with expert managers, our Risk-target portfolios offer you the reassurance and simplicity that comes from holding a single, sophisticated risk-managed solution. All savers need to do is choose which Core, Select or MI Savings portfolio best meets their needs, and review their fund choice regularly. We’ll take care of the rest.

Why choose a Risk-target portfolio?

Riskier investments tend to have higher long-term growth potential, but they’re also more likely to experience greater falls in value from time to time, so savers need to find the balance that’s right for them. Our Risk-target portfolios help savers find a suitable portfolio easily. Available to all pension investors, they:

  • Let investors choose the balance between risk and long-term growth potential that’s right for them
  • Utilise independent risk-management from industry experts like BlackRock and Morningstar
  • Are backed by our Funds Promise, so we monitor them and make any changes we need to.

Which fund range?

Click on the icons to find out more about each range.

Fund ranges
Aim Market returns Reducing downside Outperformance
Long-term risk management Yes Yes Yes
Short-term downside management No Yes No
Mainly actively managed No No Yes

There’s no guarantee that fund objectives will be met. The value of an investment may go down as well as up and investors may get back less than originally invested.

Core portfolios

Learn about these low-cost Risk-target portfolios.

MI Savings portfolios

Find out how these portfolios could cushion the impact of a sharp and sustained market fall.

Select portfolios

See how these Risk-target portfolios aim to boost returns.