We recognise how important it is for people to choose the products that are right for them. And because no two people have the exact same circumstances, we believe the best way to be absolutely sure of getting it right is for them to take advice. That’s why our two major financial advice firms – Origen and Positive Solutions – operate independently and aren’t tied to our products.

Origen

Origen provides a whole range of financial education, advice and services for individual and corporate clients, including:

• a specialist service for lawyers and accountants
• an annuities quotation service, and
• a dedicated self-invested personal pensions service

They’re also leaders in educational and counselling services (for example on redundancy).

Positive Solutions

Positive Solutions is a unique concept in financial advice. The largest financial adviser firm in the UK, it’s made up of 1,000 individual partners, who together provide a comprehensive range of services, including:

• savings and investments
• mortgages
• pensions
• annuities and retirement planning
• life, health and protection
• tax planning
• workplace and flexible benefits
• healthcare for private and corporate clients