Stakeholder Pension
AEGON pensions
The AEGON Stakeholder Pension is a low-cost personal pension plan that’s been designed to help people save for their retirement. By law, stakeholder pensions must meet a minimum number of standards to make sure they offer value for money, flexibility and security.
It’s a simple type of pension plan that aims to offer exceptional value for money. The government introduced stakeholder plans to encourage people to save for their retirement.
However, similar to other pension plans, the value of investments and the income from them can fall as well as rise and is not guaranteed. You may not get back the amount originally invested.
A Stakeholder Pension may be suitable if you...
- want to build up a sum of money in a tax-efficient way, to provide an income and tax-free sum when you retire
- are employed or self-employed and don’t have access to a company scheme
- want a flexible pension plan where you can pay regular or lump sum contributions
- are happy with the range of investment funds available
- don’t want to pay charges higher than the stakeholder cap
See more about how our Stakeholder Pension works.
A Stakeholder Pension may not be suitable if you...
- want access to a wider range of funds than the stakeholder charge cap allows
- want immediate access to non-insured investment options
- would prefer a more active role in making investment decisions
So you can make the right decision about what's right for your needs, it's a good idea to talk to your financial adviser.
If you don't already have one, you can use our 'Find an IFA service' to search for an adviser near you.
How to apply
Find out how to apply for our products and where you can find out more about the choices available to you.
Plan today, enjoy tomorrow
Do you know how much you’ll need to live on when you retire? Our online tools can help you add up your current and future costs.
Next steps
If you would like more information you should talk to a financial adviser.
AEGON customers
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