Your pension fund is invested by experts on your behalf. However, you can take as much or as little control of this process as you like.
Risk levels
Each fund has been allocated one of six risk classifications, from minimal to higher risk, to help you choose the best ones for you. The risk classification allocated is relative to the entire AEGON fund range, and based on the fluctuation in historic values and each fund’s defined objectives. It’s not its risk compared against industry benchmarks. It's important to be aware that past performance is no guarantee of future performance and there's always a chance you may not get back the amount originally invested with any fund, even those in the lower risk classifications.
Fund choice
You can choose to invest your pension plan in funds from a number of highly regarded and respected fund management companies. There may be an extra charge associated with some funds on top of your plan charge.
Lifestyle investment strategy
If you prefer not to make your own investment decisions, you can choose funds that invest using our lifestyle investment strategy. This aims to build your pension fund in the earlier years then, as you near retirement, it systematically and progressively moves into funds designed to protect the size of pension you can buy with your pension fund at retirement.
We may change, close or wind up any lifestyle fund, without letting you know in advance.
How to apply
Find out how to apply for our products and where you can find out more about the choices available to you.
Plan today, enjoy tomorrow
Do you know how much you’ll need to live on when you retire? Our online tools can help you add up your current and future costs.
Next steps
If you would like more information you should talk to a financial adviser.
AEGON customers
View and manage your accounts online.
Call us on:
08456 10 00 10
If you have a question about a specific product or service visit our contact pages.