Looking for a guarantee?

Traditional annuities offer you a guaranteed income for the rest of your life. However, your money won’t benefit from investment growth and annuities typically don’t allow you to leave any benefits to your family when you die.

There are other options available which may give you a level of security and some peace of mind by offering you:

• a guaranteed income for life
• the chance to benefit from investment growth
• protection from market volatility
• the ability to leave benefits to your family
• tax efficiency

Paying an additional charge for a guarantee allows you to secure your future income while remaining invested for any future market growth. Guarantees can help guard against some of the risks you could face in retirement such as running out of money or losing money due to investment performance.

Guarantees might not be suitable for everyone however they could be appropriate if you:

• have cash on deposit and are looking for a higher rate of return without risk to your investment
• are looking to build a retirement ‘pot’ with the security of knowing the minimum level of return
• are looking for a money-back guarantee on death (minus any income already taken)
• want to make the most of stock market growth
• are looking to reduce your inheritance tax bill

Find out more about our family of guaranteed products:

Income for Life

Investment Control with AEGON Secure Income Option

AEGON Secure Lifetime Income offered by AEGON Ireland

The only circumstance in which the guarantee wouldn’t apply is if Scottish Equitable plc or AEGON Ireland failed. In this event, the benefits from your plan may be affected.

 

How to apply

Find out how to apply for our products and where you can find out more about the choices available to you.

How to apply

Plan today, enjoy tomorrow

Do you know how much you’ll need to live on when you retire? Our online tools can help you add up your current and future costs.