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Tools to help you

Information for employees and scheme members

A bit of planning now helps you feel confident your future is on track.

Use our online tools to help you plan your budget to make sure you're living within your means, examine how much you spend on luxuries to see where you can cut back, work out just how far away your retirement really is, or see how close you are to having the retirement of your dreams.

paydays tool

Looking forward to your retirement?

We help you work out just how long you've got to go.

Paydays calculator

lifestyle tool

Living beyond your means?

Our lifestyle calculator helps you balance your incomings and outgoings.

Lifestyle calculator


Tightening your belt

Our luxuries calculator shows where you can make savings.

Luxuries calculator


How much can you expect?

Our pension calculator is currently being updated. In the meantime, you can use the pension calculator from the Money Advice Service.


My Retirement Planner

A comprehensive online planning tool for employees, to help them assess their risk profile and choose the right fund.

My Retirement Planner


Next steps

If you would like more information you should talk to a financial adviser.

Find a financial adviser in your area.

Contact us

Call us on:

0870 60 00 337

If you have a specific question about company or group pensions visit our contact pages.

Get in touch