How it works

Fund choice

Investment Control is designed to grow your money over the medium to long term, depending on fund performance. You can choose from a range of over 90 funds carrying varying degrees of risk. You and your financial adviser can decide which funds are best suited to your investment goals.

Please remember the value of investments and the income from them can fall as well as rise and is not guaranteed. You may get back less than the amount you originally invested.

Tax-friendly withdrawals

You can withdraw up to 5% of the original premium each year from your bond without any immediate tax liability. Please note this information is based on our understanding of current legislation, taxation law and practice, which may change. The value of any tax relief depends on the individual circumstances of the investor.

Freedom to make changes

We know that your circumstances and economic conditions can change. That’s why we give you the freedom to switch funds – free of charge – whenever you like.

Phasing facility

Deciding when it’s the ‘right’ time to invest is difficult. If you’re concerned about timing the market, and have over £50,000 to invest, you can phase your money into the funds of your choice from our Cash fund over a period of three, six or twelve months.

Online access

You can use our secure online Bond View service to:

• find out the current value or cash-in value of your bond
• view the previous transactions that have taken place on your bond
• submit a request to change personal details
• view the funds you’re invested in or submit a request to change these

Investment Control also includes:

• an anniversary bonus
• access to your money whenever you need it*
• use of our secure online Bond View service, and
• a dedicated Investment Control customer service team

*Please remember, if you withdraw more than 7.5% a year (of your original investment, or fund value, whichever is greater), we may apply a charge.

For more information on Investment Control, take a look at our FAQs.

Our AEGON secure income option also offers a regular income and a different range of funds to choose from. Take a look at the AEGON secure income option page to find out more.