Switch funds

Fund switching rules

You can switch in and out of funds at any time as your investment needs change. In many cases, these switches will be free — you should check your policy conditions to find out how many free switches a year you're entitled to, as they differ between products.

It's easy to switch by downloading our 'Alteration of fund choice' form, or asking our help desk to send you a copy. If you're unsure what to do, phone our helpdesk on 0845 61 000 10. Or you can get in touch with your financial adviser who'll be able to help.

To make sure we're fair to all our investors, we publish our switching rules below.

Pricing details

• Investments received before 12 noon on a working day will (in normal circumstances) receive the price for that working day (usually on this site around 7:30pm).
• For investments received after 12 noon, the price applied will be that of the next working day.
• Switch instructions received in head office before 12 noon will (in normal circumstances) receive the price as at 12 noon on the next working day (usually on this site around 7:30pm on that day).
• Full switching rules are shown on the switch instruction form, which you can download or our helpdesk can send you a copy.
• Weekends and bank holidays are not regarded as working days and there is no trading on these days.

If you need more information on which fund prices apply to your plan, please call our helpdesk on 0845 61 000 10 during office hours (Monday to Friday).