With-profits

Designed to help meet the needs of the changing world we live in

Breadcrumb Navigation

For many years, we've been offering with-profits funds designed to help meet the needs of the changing world we live in.

Read on to find out more about with-profits, our current bonus rates and how we manage our with-profits business.

You should be aware that all investments carry some degree of risk and it's important that you fully understand the risks involved before you invest. We can't guarantee future bonuses or performance. This is because it depends on the performance of the underlying investments, market conditions and any future bonuses or market value reductions (for our older with-profits products) or smoothing increases or decreases (for our new generation with-profits funds). You may not get back the amount originally invested.

Managing our with-profits business

We’re committed to treating customers fairly and believe we should be completely transparent about how we manage our with-profits business, so we've produced documents to help you understand with-profits and how we manage them.

Take a detailed look at our with-profits management strategy and process, and planholder annual report.