Unitised funds

With-profits investment choice
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This page gives you more information on unitised funds, including our quarterly factsheets and performance figures, so you can decide which is the best choice for you.

The performance figures shown in the factsheets represent the return on the assets that support each fund, net of annual management charge (AMC), but not including charges for guarantees and the distribution from the inherited estate. With-profit payouts also incorporate the effects of smoothing of investment returns and will therefore not necessarily reflect these returns.

Past performance is no guide to future performance. The value of an investment and any income from it can fall as well as rise and is not guaranteed. You may not get back the amount originally invested.

Unitised with-profits

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Individual pensions and investments:

08456 10 00 10

Company pensions:

08456 10 00 88

Protection:

08456 00 14 02

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