Managing with-profits business

With-profits
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We’re committed to treating customers fairly and believe we should be completely transparent about how we manage our with-profits business. In this section, you can read all the documents we produce to help you understand with-profits and how we manage them. These include our Principles and Practices of Financial Management (PPFM), which sets out in detail our management strategy and process, and annual report.

Please note: The value of an investment can fall as well as rise for a number of reasons, for example market and currency movements. You may get back less than originally invested.

Principles and Practices of Financial Management (PPFM)

Customer-friendly PPFMs

Annual reports to with-profits planholders

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Contact us

Individual pensions and investments:

08456 10 00 10

Company pensions:

08456 10 00 88

Protection:

08456 00 14 02

If you have a question about a specific product or service visit our contact pages.

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